Search
Cart 0
Homabar
telkom lend mobile homepage
telkomlend

Fast funding, from any device

Access business funding up to R5 million, repaid as you trade. All you need is your bank statement. So simple, you can do it from your smartphone!

TelkomApply now

What is Telkom Lend?

Business
Quick and seamless

Telkom Lend is a financial solution that allows small businesses to scale and grow through fast, simple funding.

Clock
Fast funding

Apply in minutes and receive the money in your account, with no collateral needed.

Rand
Up to R5 million

Our funding ranges from R20 000 to R5 million, with repayment terms between 3 and 12 months, based on what is best for your business.

Minimum criteria

owner

Business established 6+ months ago

months

3 months bank statements

Subscription

R50 000 PM revenue

*Final approval is subject to underwriting and credit checks.
What can I use the funds for?

Once you’ve been approved, we’ll transfer the funds on the same day. You can use this funding for anything! And if you want to settle early? We’ll give you a discount too!

    Smart devices
    Apply
    Quickly and easily online via the Telkom Lend portal- follow the application process. No paperwork, no long queues!
      TelkomApply now
      Smart devices
      Approve

      Once you’ve applied and submitted all your required documents, you will receive an automatic response on whether you’re eligible or not. Remember that:

      • We do our best to get you funded.
      • We will make sure you know upfront what your payments will be.
      • Once approved, your funds will be paid directly into your bank account.
        TelkomApply now
        Smart devices
        Access

        Once you’ve been approved, we’ll pay the funds into your account within the same day. Remember that:

        • You can use the funds for anything.
        • You can reach out to our team if you have any questions.

        Telkom Lend won’t charge you a penalty for settling your funding early. We will provide you with a discount rather than penalize you because at the end of the day, we want the best for you and your business!

          TelkomApply now
          Smart devices

          Want to know a little more?

          What’s Telkom Lend?

          Telkom Lend forms part of Telkom Financial Services and it uses intelligent algorithms to assess businesses and business owners holistically and therefore are able to provide quick, easy and affordable capital to assist SMEs in South Africa.

          Why Telkom Lend and not another?

          There are many reasons why you should grow your business with Telkom Lend:
          • Quick and simple application.
          • Use the funds for anything needed.
          • Pay in a way that suits your business.
          • We are experts in what we do and trusted by thousands of businesses across South Africa.

          Do I need to have a registered business to qualify for Telkom Lend?

          Yes. Your business must be registered and operational for at least 6 months with a good credit rating, making at least R50 000 revenue per month.

          What’s your deal with Traditional Lenders?

          Traditional Lenders just don’t get small businesses. They’re strict, finicky and are frugal with lending – because obviously, they’re scared you won’t pay them back. They want collateral, a long business history, huge cash flow plans, flowcharts, the kitchen sink and high interest all in one sitting. This makes it difficult for SMEs to grow – which we don’t vibe with, to say the least.

          Why is unsecured funding better than a traditional loan?

          Traditional loans are so 2002. Traditional loans/Secured funding means putting your assets up as collateral, and that’s not how we roll. Traditional loans are so dated and super risky, to be honest. Banks are difficult to get loans out of because they want to see the future of your business before its time. They want to know where every cent goes before they give you funding (with the same repayment every month). Where we differ is that while our funding is unsecured – we trust your vision and want to partner with you every step of your epic business journey. There’s no chance of losing your house or your spouse with Telkom Lend.

          Why is Telkom Lend hating on startups?

          Hey! No hate, only love. We’re a big fan of startups, and we’d love to help. Got a business idea? JUST START, hustle for 6 months or so and build up some turnover – Then we’ll know you’ve got what it takes to GO BIG. We do this so that we know you’re ready, and have some experience under your belt, to know how to use your moola to grow your business. Sounds fair right?
          TelkomMore FAQ TelkomT&C’S