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Get your business moving with Telkom Lend
To qualify, you must have been in business for at least 6 months, have a minimum monthly revenue of R50k and give us a 3-month bank statement. Apply online to get approval within 24 hours.
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What is Telkom Lend?

Business
Quick and seamless

Telkom Lend is a financial solution that provides quick and seamless access to funding, enabling small businesses to grow and scale.

Clock
Fast funding

This funding is unsecured, adaptive and fast which means we don’t require any collateral, you are able to control the payments depending on your turnover and you can receive access to funding within 24 hours!

Rand
R20k - R5m funding

Our funding ranges from R20k to R5m in size and ranges from 3 to 12 months, depending on what best suits YOUR business.

Minimum criteria

owner

At least 6 months

Time in Business

months

Recent 3 months bank statement

Trade History

Subscription

R50k per month

Revenue

*Final approval is subject to underwriting and credit checks.

Apply
Quickly and easily online via the Telkom Lend portal- follow the application process. No paperwork, no long queues!
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    Approve
    Get approved within 24 hours! We take a peek at your eligibility with our proprietary automated scoring model, making it easy and simple to get you an answer almost instantly. Less time waiting and more time to focus on YOUR business
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      Access

      Once you’ve been approved, your cash should reflect in your account within 24 hours. You can then tailor your payments to daily or weekly, over a span of 3 to 12 months. If you need some guidance, we can help by assessing your business to see which payment scheme is the best move for you. You’ll get access to funding to expand, buy equipment, renovate- whatever your business heart desires!

      Telkom Lend won’t charge you a penalty for settling your funding early. We will provide you with a discount rather than penalize you because at the end of the day, we want the best for you and your business!

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        Want to know a little more?

        What’s Telkom Lend?

        Telkom Lend forms part of Telkom Financial Services and it uses intelligent algorithms to assess businesses and business owners holistically and therefore are able to provide quick, easy and affordable capital to assist SMEs in South Africa.

        Why Telkom Lend and not another?

        With Telkom Lend, what you see is what you get. We’re not about that shady life where we have a secret ‘gotcha’ up our sleeve that’s going to leave you upset and confused. Telkom Lend uses technological innovation, which gives us the upper hand in providing Small Businesses with quick and more affordable funding. Telkom Lend allows Small Businesses to get an answer the SAME DAY and access to capital in just 24 hours. We are one of the only flexible Small Business funders – as payments are tailored to YOU! Pay as often as daily or as seldom as monthly – it’s all up to you, and your cashflow!

        Do I need to have a registered business to qualify for Telkom Lend?

        Yes. Your business must be registered and operational for at least 6 months with a good credit rating, making at least R50 000 revenue per month.

        What’s your deal with Traditional Lenders?

        Traditional Lenders just don’t get small businesses. They’re strict, finicky and are frugal with lending – because obviously, they’re scared you won’t pay them back. They want collateral, a long business history, huge cash flow plans, flowcharts, the kitchen sink and high interest all in one sitting. This makes it difficult for SMEs to grow – which we don’t vibe with, to say the least.

        Why is unsecured funding better than a traditional loan?

        Traditional loans are so 2002. Traditional loans/Secured funding means putting your assets up as collateral, and that’s not how we roll. Traditional loans are so dated and super risky, to be honest. Banks are difficult to get loans out of because they want to see the future of your business before its time. They want to know where every cent goes before they give you funding (with the same repayment every month). Where we differ is that while our funding is unsecured – we trust your vision and want to partner with you every step of your epic business journey. There’s no chance of losing your house or your spouse with Telkom Lend.

        Why is Telkom Lend hating on startups?

        Hey! No hate, only love. We’re a big fan of startups, and we’d love to help. Got a business idea? JUST START, hustle for 6 months or so and build up some turnover – Then we’ll know you’ve got what it takes to GO BIG. We do this so that we know you’re ready, and have some experience under your belt, to know how to use your moola to grow your business. Sounds fair right?
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