Telkomlend
Business Funding Made Easy
Quick and seamless
Fast, flexible access to funding. Whether you’re growing, restocking or bridging cash flow – get capital when you need it, without the red tape.
Apply. Approve. Grow
Apply online in just a few clicks—no branch visits, no collateral required. Funds paid within 24 hours from approval. No hidden fees or surprises.
Flexible loan amounts and terms
Get funding from R50 000 to R5 million, with repayment terms ranging from 3 to 12 months. Choose the amount and term that fits your business needs best.
Is your business eligible for Telkomlend?
To apply for funding through Telkomlend, ensure your business meets the following criteria:
Time in Business
Has been actively trading for 6 months or more.
Monthly Revenue
Generates a minimum monthly revenue of R50 000
Documents Required
You must provide your most recent 3 months’ bank statements
*Final approval is subject to underwriting and credit checks.
Smart funding starts here. Fast. Flexible. Online.
Access working capital from R50 000 to R5 million—quickly, easily and with minimal paperwork.
Apply online today.
What happens after you apply
Once you’ve applied and submitted all your required documents, you will receive an automatic response on whether you’re eligible or not. Remember that:
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Quick Decisioning: We work efficiently to get your application reviewed and approved as quickly as possible.
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Transparent Process: You’ll know exactly what your repayment terms and costs are—no hidden fees or surprises
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Direct Payout: Once approved, the funds will be deposited directly into your business bank account within 24 hours.
Smart funding starts here – R50k to R5m in just a few clicks.
Apply in minutes
Up to R5 Million
No Collateral
Flexible Terms
Want to know a little more?
What’s Telkomlend?
Telkom Lend, a Telkom Financial Services product underwritten by TymeBank, delivers fast, flexible,
and affordable working capital to South African SMEs. With loans from R20 000 up to R5 million, the
fully online application and minimal paperwork ensure you get the funding you need quickly and
reliably.
Why choose Telkom Lend?
Telkom Lend offers a fully digital, end-to-end lending experience tailored for South African SMEs. With
no collateral required, fast approval in as little as 24 hours, and complete transparency, you can apply
in minutes, use your funds for any business need, and repay on terms that fit your cash flow. Backed
by industry expertise and trusted by thousands of businesses across South Africa, Telkom Lend makes
business growth easy, transparent, and reliable
Do I need to have a registered business to qualify for Telkomlend?
Yes, your business must beregistered and have been operational for at least 6 months. Additionally, it should have a good credit standing and generate a minimum monthly revenue of R50 000.
Why Choose Unsecured Funding Over a Traditional Loan?
Unlike traditional bank loans that require collateral and lengthy approval processes, unsecured funding offers a faster, more flexible alternative—without putting your personal or business assets at risk.
Traditional lenders often expect detailed forecasts, rigid repayment terms and security against your
loan. This can be limiting—especially for growing businesses that need agility and trust, not red tape.
At Telkom Lend, our unsecured funding is designed around your business reality. We believe in your
potential and aim to support—not slow down—your growth journey. No collateral. No complex
paperwork. Just capital you can count on.
Why Doesn’t Telkom Lend Fund Startups Right Away?
We’re big supporters of South Africa’s startup ecosystem—and we admire the drive behind every new
idea. But to ensure we're offering responsible funding, Telkom Lend works with businesses that have
been trading for at least 6 months and have established a consistent revenue stream.
This approach helps us confirm that your business is ready to manage funding effectively and use it for
meaningful growth. So, keep building, keep hustling—when you're ready, we’ll be here to back your
next big move.
Contact Us
Have questions or need support?
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Live chat
Chat with us online during business hours for real-time assistance.
Business Hours: Monday – Friday: 8:00 – 16:30